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  #1  
Old April 2nd, 2008, 06:14 PM
SYVD90
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Matt Orton
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Financing A Defender

I've got my eye on several Defender 90 amd 110's, but they are quite difficult to finance. Capital One Auto will only finance 2001 or newer and most banks and finance companies on the web won't finance anything older than 2000 model year. Any insight is appreciated.
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  #2  
Old April 2nd, 2008, 06:16 PM
rmuller
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Ryan
1966 S2a 88" | 2006 LR3
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Capital One Blank Check did my '94 D90... They were a bit difficult at times, they wanted A) a copy of the title asap, B) an inspection done, etc.. but for the most part, it was ok... rates are higher than most places though, I got around 8% w/ excellent credit.
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  #3  
Old April 2nd, 2008, 06:28 PM
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Tony Brooks
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Try a credit union
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  #4  
Old April 2nd, 2008, 06:31 PM
karlusmagnus
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Karl O'Donoghue
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First Again

Or if you have excellent credit you could try http://firstagain.com/
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  #5  
Old April 2nd, 2008, 06:32 PM
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Tim Brown
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We did ours with home equity, during a re-fi. But go around to your local credit unions, and smaller banks they don't hve the big comporations over their heads, and may be willing to work more with you. Remember, it isn't just a mid 90's truck, it is a low production collector vehicle, which may make a difference.
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  #6  
Old April 2nd, 2008, 06:46 PM
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barry f
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I did mine through USAA if that helps.
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  #7  
Old April 2nd, 2008, 07:42 PM
hamiamham
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mike
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you need to goto someone who is used to financing "classic" cars. although i had good credit the big boys including capital one and chase wouldn't finance on good terms. I went with putnam leasing but also found jj best banc to have excellent customer service. im sure there are several more out there if you google... good luck
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  #8  
Old April 2nd, 2008, 09:30 PM
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themaxx
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Instead of an auto loan, try for a personal loan.
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  #9  
Old April 2nd, 2008, 10:03 PM
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Scott
1997 D90 ST #1444
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You can also try E-loan, they do not seem to car about the car as along as you have good credit.
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  #10  
Old April 2nd, 2008, 10:24 PM
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Kevin Collins
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Fortunately this time around I didn't need to...but I'd recommend Putnam as well.
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  #11  
Old April 3rd, 2008, 06:03 AM
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Jim Cheney
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Quote:
Originally Posted by bjf
I did mine through USAA if that helps.
Yeah, USAA likes buying defenders for me!

Seems they'll finance anything - I even got my 84 grey market M6 on a note.
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  #12  
Old April 3rd, 2008, 03:08 PM
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Dennis Yard
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I used USAA to finance my new 2004 Disco II when my credit union wouldn't. Credit union wouldn't fund becuase I was buying it from a dealer in Farmington, CA and I am in San Diego, CA.

I called USAA, got the funding docs via next day air, signed and got check in days to support wire transfer to CT dealer (Farmington Valley LR).

The rest of the story in getting it registered in CA shall be left untold for now.
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  #13  
Old April 3rd, 2008, 03:22 PM
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themaxx
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Quote:
Originally Posted by 3rovers
I used USAA to finance my new 2004 Disco II when my credit union wouldn't. Credit union wouldn't fund becuase I was buying it from a dealer in Farmington, CA and I am in San Diego, CA.
What wacky credit union was that?

Does anyone know how to become a USAA member without being former military or marry into it?
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  #14  
Old April 3rd, 2008, 03:25 PM
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Jim Cheney
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Quote:
Originally Posted by themaxx
Does anyone know how to become a USAA member without being former military or marry into it?
You can be current military or have a parent in the military...
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  #15  
Old April 3rd, 2008, 03:28 PM
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themaxx
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Quote:
Originally Posted by JimC
You can be current military or have a parent in the military...
Military parents...nada. Current military...too old...
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  #16  
Old April 3rd, 2008, 03:51 PM
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Matt Orton
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Thank you for all of the great suggestions. I applied with J. J. BEST BANC & Co. and we'll see what happens. Firstagain.com denied me even though I have almost perfect credit....weird. My dad is a Vietnam vet, but I don't think that would qualify me for USAA.
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  #17  
Old April 3rd, 2008, 05:24 PM
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Kevin Collins
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Quote:
Originally Posted by SYVD90
My dad is a Vietnam vet, but I don't think that would qualify me for USAA.
It should.
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  #18  
Old April 3rd, 2008, 07:26 PM
karlusmagnus
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Karl O'Donoghue
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usaa membership criteria

from their site ---- https://www.usaa.com/inet/ent_utils/...er_eligibility
Who is Eligible?
Membership is open to:
* Children of USAA members.
* Active-duty officers and enlisted personnel.
* National Guard and Selected Reserve officers and enlisted personnel.
* Officer candidates in commissioning programs(Academy, ROTC, OCS/OTS).
* Recently retired or separated military personnel.
* Former USAA members who had auto or property insurance.

Military Separation or Retirement
Become an active member before time runs out. Secure exclusive savings and benefits by joining USAA before you leave the military.
* Purchase an auto, homeowners, renters or personal property insurance policy by December 31 of the year after you leave active duty, Guard or Reserve duty to secure a lifetime of benefits.
* Based on your date of separation or retirement from the military, you have one to two years to lock in your membership.
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  #19  
Old April 3rd, 2008, 09:20 PM
SYVD90
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Matt Orton
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Smile

Cool. I'll check it out. Thank you.

If I end up getting financing I owe alot of people alot of beers
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  #20  
Old April 3rd, 2008, 10:26 PM
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Dendy Jarrett
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I financed my 94 with 104,000 miles through Capital One with blank check about a year ago. However, I just tried to finance a 95 classic that is clean, clean, clean with them and as of the 19th of March 2008 they are no longer financing any auto older than 2001. Unfortunately, their website had not been updated as of last week, and I was approved for the 95, but when the check arrived, it has all kinds of stipulations including the 2001 limit as well as nothing with over 70K miles on it.

It seems that the current economy has banks pulling back on good customers (I have two autos currently financed with Capital One).

If someone knows of another institution that will do specialty vehicles and they will actually loan money, ... I'd like to know.

D
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