credit union for mine - i usualy go through them for no hassels, 5.XX% for 60 months, something but i also pay them off (any car) in a year or flip the car and I'm on to something else.
The D is a keeper so i;ll pay it off in a month or 2 (from Feb 09)
i do all my loans though them, while not exactly the best rates, always... They deal and are not afraid to give you what you need (with history)
i do my business accounts through them as well.
I personally choose service over rates & they provide the best service (both of my CCU's )
Defenders don't wear out they just need more parts.
95' D90 - daily driver..