black 90 for horsey - Page 7 - Defender Source
Defender Source  

Go Back   Defender Source > Classifieds > The Flea Market


Reply
 
Thread Tools
  #121  
Old March 31st, 2010, 09:53 AM
GYM's Avatar
GYM
Status: Offline
Gary
97 SW
Member
 
Join Date: Jul 2006
Location: West Coast
Posts: 1,062
Quote:
Originally Posted by Jon_Winningham View Post
...wow, 4.74%... with a rate like that it would be better than paying cash!...
How is this better than paying cash?
Reply With Quote
Sponsored Links
Advertisement
 
  #122  
Old March 31st, 2010, 09:55 AM
rijosho's Avatar
rijosho
Status: Offline
Joshua
1995 Black ST - Rhinolined edition
Research Assistant/Eagle Eyes
 
Join Date: Apr 2009
Location: NYC
Posts: 16,557
Registry
Quote:
Originally Posted by GYM View Post
How is this better than paying cash?
It assumes your liguid assets yield a higher rate of return than borrowing.
Reply With Quote
  #123  
Old March 31st, 2010, 09:57 AM
bjf's Avatar
bjf
Status: Offline
barry f
94 ST #395
Member
 
Join Date: Apr 2007
Location: los angeles
Posts: 10,969
I wish my liquid cash was paying more than 4.75
__________________
Quote:
Are there shocks that I can addjust up and down like my friends LX460? That would be very cool!
Reply With Quote
Sponsored Links
Advertisement
 
  #124  
Old March 31st, 2010, 10:01 AM
rover26c's Avatar
rover26c
Status: Offline
Lee
1994 D90 ST
Member
 
Join Date: Jun 2009
Location: NJ
Posts: 818
What bank yield a higher rate of return of 4.74% or higher? So I can move some of my liquid assets?

Quote:
Originally Posted by rijosho View Post
It assumes your liguid assets yield a higher rate of return than borrowing.
Reply With Quote
  #125  
Old March 31st, 2010, 10:04 AM
rijosho's Avatar
rijosho
Status: Offline
Joshua
1995 Black ST - Rhinolined edition
Research Assistant/Eagle Eyes
 
Join Date: Apr 2009
Location: NYC
Posts: 16,557
Registry
Quote:
Originally Posted by rover26c View Post
What bank yield a higher rate of return of 4.74% or higher? So I can move some of my liquid assets?
HA. None do. Liquid Assets...cash and liquid investments.
Reply With Quote
  #126  
Old March 31st, 2010, 10:15 AM
rover26c's Avatar
rover26c
Status: Offline
Lee
1994 D90 ST
Member
 
Join Date: Jun 2009
Location: NJ
Posts: 818
For some reason i added a question mark after liquid asset . I thought there was....currently most banks are yielding 2+% on a money market or 5 year CD

Quote:
Originally Posted by rijosho View Post
HA. None do. Liquid Assets...cash and liquid investments.
Reply With Quote
  #127  
Old March 31st, 2010, 11:29 AM
Jon_Winningham's Avatar
Jon_Winningham
Status: Offline
Sterling M Archer
1995 AA Yellow NAS D90 #2986
Member
 
Join Date: Jul 2006
Location: Scottsdale, AZ
Posts: 728
Registry
Quote:
Originally Posted by GYM View Post
How is this better than paying cash?
I made more in 2009 in my mutual fund accounts than 4.75%...

Quote:
Originally Posted by rijosho View Post
It assumes your liguid assets yield a higher rate of return than borrowing.
true, most of the time... (not '08)

Quote:
Originally Posted by bjf View Post
I wish my liquid cash was paying more than 4.75
true, but I am still in my 30s and do not have much in CDs/money mkts

Quote:
Originally Posted by rover26c View Post
What bank yield a higher rate of return of 4.74% or higher? So I can move some of my liquid assets?
depends on how much you have...
and you would not need to ask if you had that much

Quote:
Originally Posted by rijosho View Post
HA. None do. Liquid Assets...cash and liquid investments.
my cash could be invested in something a little more risky hoping for a better return

Quote:
Originally Posted by rover26c View Post
For some reason i added a question mark after liquid asset . I thought there was....currently most banks are yielding 2+% on a money market or 5 year CD
you are right to question any investment

ok, $25,000 cash in my hands, I would invest it in a mutual fund, and not a CD, nor a D90 if all I had to pay was less than 5% to barrow it

Monthly Payments: $399.73 for 72 months at 4.75%, that is about $3,700 in interest...
that would be one of the least expensive things I would spend on a D90 in 6 years
__________________
1995 NAS Defender 90 AA Yellow #2986: Current
2009 Range Rover Supercharged Black/Black: Current

1993 NAS Defender 110 #375/500: Sold
1995 NAS Defender 90 Soft Top Beluga Black #2556: Sold
1991 Range Rover Hunter Green: Sold
1997 NAS Defender 90 Station Wagon Portofino Red #128: Sold
1993 NAS Defender 110 Beluga Black #215/500: sold
Reply With Quote
  #128  
Old March 31st, 2010, 12:05 PM
bjf's Avatar
bjf
Status: Offline
barry f
94 ST #395
Member
 
Join Date: Apr 2007
Location: los angeles
Posts: 10,969
On another note, I want to know everyones opinion on the aux gas tank from Rovers Accessories. Mfj20th has it and it is slick in the sense that it fills in the wheel well but otherwise it scares the shit out of me. It sits under the passenger seat and if you dont have steps or sliders you can see it. I have no clue if this is the factory type set up but it looks so exposed that I would think it would be a detriment to going off road or even worse being in an accident. I didn't notice it at first when I sent this truck to Horsey but after I saw it I told him to back out. He of course told me to get lost. Just wondering what people thought.
__________________
Quote:
Are there shocks that I can addjust up and down like my friends LX460? That would be very cool!
Reply With Quote
  #129  
Old March 31st, 2010, 12:15 PM
phoenix37's Avatar
phoenix37
Status: Offline
john
97 D90 ST / 1957 S1 109/ 1983 LS110
Member
 
Join Date: Feb 2008
Location: Venice, CA/Yarmouth,ME
Posts: 5,792
Registry
. He of course told me to get lost. .[/QUOTE] x2
Reply With Quote
  #130  
Old March 31st, 2010, 12:18 PM
Jon_Winningham's Avatar
Jon_Winningham
Status: Offline
Sterling M Archer
1995 AA Yellow NAS D90 #2986
Member
 
Join Date: Jul 2006
Location: Scottsdale, AZ
Posts: 728
Registry
Quote:
Originally Posted by bjf View Post
I sent this truck to Horsey but after I saw it I told him to back out. He of course told me to get lost. Just wondering what people thought.
you are kidding, right?!?!?!
WTF, are you mad man?
christ on sale...
if it is a concern, then just do not fill the aux tank with gas
__________________
1995 NAS Defender 90 AA Yellow #2986: Current
2009 Range Rover Supercharged Black/Black: Current

1993 NAS Defender 110 #375/500: Sold
1995 NAS Defender 90 Soft Top Beluga Black #2556: Sold
1991 Range Rover Hunter Green: Sold
1997 NAS Defender 90 Station Wagon Portofino Red #128: Sold
1993 NAS Defender 110 Beluga Black #215/500: sold
Reply With Quote
  #131  
Old March 31st, 2010, 12:25 PM
bjf's Avatar
bjf
Status: Offline
barry f
94 ST #395
Member
 
Join Date: Apr 2007
Location: los angeles
Posts: 10,969
Hey it is to me. Look I might be a bit of a purist as far as parts being genuine. I think it looks like a decent truck but yes I told Horsey he should see it in person before he completes the deal. I trust no ones opinion but my own. My blue truck is great but I did buy it without seeing it first and I got hit with some major mechanical bills right away. I think especially when you finance you need to see it otherwise you could end up paying off a piece of crap for years. In all seriousness I told Horsey I wasn't trying to get him to back out so I could make jokes but there were a couple deal breakers for me. The rhinolining that was clearly done with a fire hose and the extra gas tank. I personally think they are worth seeing in person.

I still want the gas tank opinion. Does anyone else have it?

Don't worry even if he gets the truck I will have try to entertain everyone. I have all new jokes lined up.
__________________
Quote:
Are there shocks that I can addjust up and down like my friends LX460? That would be very cool!
Reply With Quote
  #132  
Old March 31st, 2010, 12:55 PM
themaxx's Avatar
themaxx
Status: Offline
Ade
94 ST
Member
 
Join Date: Aug 2006
Location: MD
Posts: 1,835
Registry
Josh plans to return the truck to stock form correct?
__________________
"It insists upon itself" Family Guy
"Your Defender insists upon itself" Dave Parker
Reply With Quote
  #133  
Old March 31st, 2010, 01:02 PM
phoenix37's Avatar
phoenix37
Status: Offline
john
97 D90 ST / 1957 S1 109/ 1983 LS110
Member
 
Join Date: Feb 2008
Location: Venice, CA/Yarmouth,ME
Posts: 5,792
Registry
Seriously do you need to rain on the guys parade? He is excited and nervous enough already. Youre crossing the line now. You tormented the guy for a year for not having a truck and YOU finally find him one that he agrees to buy and you are going to start to pick it apart. Not cool in my opinion.
Reply With Quote
  #134  
Old March 31st, 2010, 01:11 PM
bjf's Avatar
bjf
Status: Offline
barry f
94 ST #395
Member
 
Join Date: Apr 2007
Location: los angeles
Posts: 10,969
John

I am being honest. Lets assume Horsey is like most young buyers of 90s and doesn't have twenty something in cash. So he is financing it. Yes it is nice looking in pics but I still think he should look at it in person. I know no truck is perfect at any price but I still think before he pulls the trigger it warrants the discussion. I am not saying I am right about his gas tank or the rhinoling but I am not going to not say what I think to spare his feelings. At the end of the day if I was going to drop coin on a huge purchase and people were sitting there cheering me on just so I could finally own one knowing that it was a bad move I would want to hear it.
__________________
Quote:
Are there shocks that I can addjust up and down like my friends LX460? That would be very cool!
Reply With Quote
  #135  
Old March 31st, 2010, 01:19 PM
phoenix37's Avatar
phoenix37
Status: Offline
john
97 D90 ST / 1957 S1 109/ 1983 LS110
Member
 
Join Date: Feb 2008
Location: Venice, CA/Yarmouth,ME
Posts: 5,792
Registry
Then you should tell him so privately.
Reply With Quote
  #136  
Old March 31st, 2010, 01:20 PM
bjf's Avatar
bjf
Status: Offline
barry f
94 ST #395
Member
 
Join Date: Apr 2007
Location: los angeles
Posts: 10,969
I did and this is an open forum. Look if I knew the money was already gone and he owned it 100% I wouldnt have said it. I know he still at the time could back out. He buys it so be it. Congrats he has a defender.

------ Follow up post added March 31st, 2010 10:26 AM ------

Horsey

I apologize for raining on your parade. I hope it works out for you and that you got it for the money you wanted. I just know what it is like to replace crap on these trucks and what happens when you buy a car without seeing it with your own eyes. I am not the only one on the board who has been burned with it. Still worth a plane ticket or to have someone you really truck look at it.

------ Follow up post added March 31st, 2010 10:27 AM ------

And if it falls through there is always this one
http://cgi.ebay.com/ebaymotors/UPGRA...item3a59582b4f
__________________
Quote:
Are there shocks that I can addjust up and down like my friends LX460? That would be very cool!
Reply With Quote
  #137  
Old March 31st, 2010, 03:34 PM
Rugbier's Avatar
Rugbier
Status: Offline
Gustavo
110 Tdi - 110 N/A - D3 HSE - RRS SC
Member
 
Join Date: Jul 2008
Location: Peoples Republic of Marylandistan
Posts: 5,884
Registry
if your liquid flows to 8 figures you could get twice that ...

or

for 6 figures , I can promisse a ROI of 28%

Call me
Bernie Maddox
(800) ISCREWU



Quote:
Originally Posted by rover26c View Post
What bank yield a higher rate of return of 4.74% or higher? So I can move some of my liquid assets?
------ Follow up post added March 31st, 2010 03:42 PM ------

Barry,

I am not shooting you, so take it for what it is worth.

None of us are experts, and even when we see something, our penis might override our judgement.
Amongst few cliche phrases there is one I like a lot and it is called the Definition of Experience, as many times we say, I know from experience, or My experience ... etc.

Well here it comes :

" Experience is simply the polite name we put to our mistakes "

So when you or I say, I speak from experience, it simply means we have fubar it, and hence, we have not listened or followed someone else guideline or advice, it has been like that since the creation of time, and surely will remain the same

Gustavo
__________________
NO SIGNATURE
Reply With Quote
  #138  
Old March 31st, 2010, 03:58 PM
Cred's Avatar
Cred
Status: Offline
Clarence
1994 D90 #1057
Member
 
Join Date: May 2008
Location: Illinois
Posts: 733
Registry
I bought my truck with photos, phone calls and a member of this board having looked over the truck (thanks Kelly). That is the way to go if you can't or don't want to fly out to see a truck.
Even though my truck was in great shape I have sunk a hell of a lot of cash into her for various stuff.

I think Josh must know that these babies can be costly whether they are pristine or not.
Good luck on your purchase, I hope it brings years of fun.
By the way I love that rear tire carrier/gas can holder!
Anyone know what type of tire carrier that is???
Reply With Quote
  #139  
Old March 31st, 2010, 04:06 PM
bharris's Avatar
bharris
Status: Offline
Brad Harris
1994 d90 300tdi "Nola"
Member
 
Join Date: Jan 2008
Location: Los Angeles, CA
Posts: 955
Quote:
Originally Posted by Cred View Post
Anyone know what type of tire carrier that is???
That's a Safarigard carrier...

I have one, it was/is a bit tough to get it to work with a SD rack but othewise good stuff...

Obviously Safarigard has been a bit hit or miss so ymmv in getting one...
__________________
"well... we're not building a piano"
Reply With Quote
  #140  
Old March 31st, 2010, 04:18 PM
KKilo23's Avatar
KKilo23
Status: Offline
Kenny
NAS SW l NAS ST l 110 SW | 110 Crew
Member
 
Join Date: Apr 2005
Location: Saratoga Springs, NY
Posts: 2,065
Registry
Quote:
Originally Posted by Cred View Post
Anyone know what type of tire carrier that is???
Safari Guard, contact Eddie at West Coast Rovers (on the forum). He has been very responsive.
Reply With Quote
Reply

Lower Navigation
Go Back   Defender Source > Classifieds > The Flea Market

Tags
90, ac

Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Black 90 SW? bjf The Flea Market 7 July 9th, 2009 05:40 PM
95 Beluga Black 90 SoftTop mpodgorski For Sale - Vehicles 17 April 14th, 2007 12:52 AM
Black 90 on Orange Ave in Orlando this AM woldd90 Misc. Chit-Chat 2 January 9th, 2006 08:11 PM
Original Front Left flat black plastic fender McIntosh Wanted 3 January 18th, 2005 10:55 PM


All times are GMT -5. The time now is 09:47 PM.


Copyright