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Old February 4th, 2014, 03:40 PM
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More agreed value questions

OK so if you want to write an agreed value policy on your truck, how does one determine what a "total loss" is? Is it up to the insurance company? I can understand theft and fire doing the trick, but accident and fire can cause significant damage that can be remediated.
Can it be decided up front how this is determined?
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  #2  
Old February 4th, 2014, 05:14 PM
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I would assume it is when repair costs are greater than value or in your scenario agreed value. I'd suggest you have the underwriter explicitly define this in the policy.

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