insurnace claim value 94st 110k miles??? - Page 3 - Defender Source
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  #41  
Old March 19th, 2013, 02:40 PM
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Should be on the bulkhead.
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  #42  
Old March 19th, 2013, 02:55 PM
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Quote:
Originally Posted by javelinadave View Post
Should be on the bulkhead.
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firewall near the on the DS of the airbox I believe.
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  #43  
Old March 19th, 2013, 04:05 PM
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OUCH!! I hate that happened! Good luck with the recovery process!
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  #44  
Old March 20th, 2013, 02:54 PM
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the fuel cut-off was in the cab behind the fuse panel. started right up!

keep you posted on the outcome of this unfortunate mess.
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  #45  
Old April 26th, 2013, 06:35 PM
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Still trying to deal with the insurance adjusters. May have to hire a Public Adjuster if they can't pull their heads out of their a**es. Weather is starting to get nicer here and I would love to be driving it. I still need all the parts to fix it.........
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  #46  
Old April 26th, 2013, 10:07 PM
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That looks rough. But most likely fixable. Finding a cage may be the difficult part. Hate to see that happen to such a beautiful truck.
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  #47  
Old April 26th, 2013, 11:06 PM
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Safari hp is getting a box of SD roll cages.
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  #48  
Old April 27th, 2013, 04:45 AM
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Quote:
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Safari hp is getting a box of SD roll cages.
Those cages do not include the padded factory soft top cage. The molds were destroyed way back when.
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  #49  
Old April 27th, 2013, 05:27 AM
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Quote:
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Those cages do not include the padded factory soft top cage. The molds were destroyed way back when.
That's going to be a problem as these trucks age.
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A friend of mine runs a land rover / range rover specialty repair shop. Based on his experience, they are capable of stopping anywhere, anytime, at any cost.

I don't know about the brakes, only their unreliability.
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  #50  
Old April 27th, 2013, 05:29 AM
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It has been a problem for over a decade.
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  #51  
Old April 27th, 2013, 08:49 AM
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Insurance adjuster wants to total the truck. My collision shop and the adjuster's estimate to repair was 6k diffferent. The adjuster said he can ge the cage from Rovers North.

The insurance company has no idea of value. If you look at NADA the truck books big. Shouldn't they use book value as well as market value and not purchase price???

The truck is no where near a total loss. Looking for some advise. Thanks everyone!
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  #52  
Old April 27th, 2013, 09:40 AM
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I think they try to go with whatever works out best in their favor and you will have to fight it to get what it would cost to replace your 90 with one in like condition.

A total loss does not = 100% of the value just a % of the value and it does not suprise me that they would total it the parts alone at their cost have to be way up there with all of the damage that was done A, B, C pillar, Cantrails, Diagonal supports, windscreen frame, windscreen, new tub side, front fender, supports under fenders supports between B and tub plus other body work and labor.

Have you discussed letting them total it and buying it back?

Did they tell you how much rovers north wanted for a cage? I would think it would be pretty expensive if they really have a NAS ST cage since they have not been made for a long time.
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  #53  
Old April 30th, 2013, 10:24 AM
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I've learned the best way to deal with insurance people if you can just keep delaying, after about 6 weeks you start hitting their resolution metrics way more then their payout metrics, and the dollars start going up quickly, just keep shopping around and ignoring them until they give you a dollar value you like, and a buy back price as well.
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  #54  
Old April 30th, 2013, 10:33 AM
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Insurance valuation is usually governed by state staute. In PA you average black book and blue book (or any two other approved valuations) for dealer retail and then make adjustments for condition (which you can always fight and win). No idea in ny.
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  #55  
Old April 30th, 2013, 12:05 PM
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Thanks Guys! I told the adjuster last Friday that he needs to produce how he came up with his numbers and that he needed to go back to the books and do more market evaluations for comparisons. The truck is solid, no rust and runs great! PO did a great job in getting it refreshed.
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  #56  
Old May 13th, 2013, 09:29 AM
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Any updates on what has happened with insurance? A bunch of us live in NY, and a ton of us have NAS soft top cages - it would be great to have a benchmark on what to expect. What should one expect to get from insurance in 2013 for a truck potentially totaled that was just a normal driver w/ over 100k miles? And what was their logic for the pricing? Did they go NADA value, an average of other values, purchase price, or the sum of the value of the parts that need replacing, etc.? Although infrequent, it would be great to have this info to help arm the next person this happens to.

Also, did you ever contact Rovers North about this supposed cage the adjuster said they had in inventory?
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  #57  
Old May 14th, 2013, 02:56 PM
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What happened with the insurance is that it was covered by the shipper's cargo freight coverage. They used purchase price not market value. With cargo damage nothing gets reported to the dmv or carfax or any other agencies. I retains it clean title. Rovers North cages are non-padded and are not NAS style. So, the NAS soft top would not fit either.......... "It's all in the fine print"
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  #58  
Old May 14th, 2013, 02:58 PM
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So did they deem it "totaled" and paid you your full purchase price? And you still got to keep the truck?
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  #59  
Old May 22nd, 2013, 10:16 AM
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Insurance check finally coming this week. I got to keep the truck but sold it to a board member to convert into a 110!

Moral of the story. Put you auto insurance in place prior to having your truck shipped!! I would have been paid 37k not the 10k I had to fight for.
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  #60  
Old May 22nd, 2013, 11:26 AM
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My worst nightmare. Every time I make an upgrade to my 110, I worry about whether or not any of the cost will come back to me if it's totaled. At least with a 94 KBB can provide some input. Not sure what value an appraiser would assign to a 1983 vehicle that was never sold in the US. God forbid they look at the value of the same vehicle in the UK. My insurance agent has me documenting everything I do including pictures. Let us know how your experience turns out. Has anyone else had to battle for the value of their vehicle on an insurance claim?
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