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  #21  
Old April 5th, 2016, 08:53 AM
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o2batsea
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Bill Adams
66 109 sw 94 lwb
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I wouldn't try to insure it with classic car insurance. It's got a lot of restrictions. They will not allow you to drive it off road if they even insure a 4x4. I'd just register it as historic, get the minimum liability coverage and just drive it.
If you get in a wreck, just fix it. If it's such a bad accident it can't be fixed, well, then you probably won't be healthy enough to drive it anyway...
My insurance is like $100 per year and if I wreck it, I have all the body parts to build another.
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1966 109 5 door wagon 300Tdi "spermaceti fueled"
1994 RRC LeWiB "ruining the air behind me"
1968 2A 88

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  #22  
Old April 5th, 2016, 08:56 AM
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Chris
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If they don't ask what side the steering wheel is in don't tell
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A friend of mine runs a land rover / range rover specialty repair shop. Based on his experience, they are capable of stopping anywhere, anytime, at any cost.

I don't know about the brakes, only their unreliability.
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  #23  
Old April 5th, 2016, 09:13 AM
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thomas
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Quote:
Originally Posted by o2batsea View Post
I wouldn't try to insure it with classic car insurance. It's got a lot of restrictions. They will not allow you to drive it off road if they even insure a 4x4. I'd just register it as historic, get the minimum liability coverage and just drive it. If you get in a wreck, just fix it. If it's such a bad accident it can't be fixed, well, then you probably won't be healthy enough to drive it anyway... My insurance is like $100 per year and if I wreck it, I have all the body parts to build another.
I have had a little different experience, but I pay 3.5x of what you pay in North Jersey. I am limited to 7500 miles a year, I made sure LR events, hunting and fishing trips were documented in the policy...
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  #24  
Old April 5th, 2016, 09:31 AM
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sonoronos
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Ed
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Mind you I am not saying to get a classic car policy. What I am saying is that State Farm is entirely capable of providing an appraisal internally so if they tell you that they will not issue a policy because you do not have an appraisal, then they are lying or you are talking to someone very low on the ladder with no understanding of the corporate structure.

Mind you, this is assuming that as a person one is capable of communicating effectively with others. Life is tough. Be smart. :o)
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  #25  
Old April 5th, 2016, 10:42 AM
samjone
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Sam Weirich
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Insurance woes

Classic Car Group. State Farm. I am on it. Thanks!
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  #26  
Old April 5th, 2016, 10:55 AM
RoverNY
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Darrell
1987 Defender 90 ex-MOD
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Insurance Issues

I just wanted to weigh in here as an Insurance Agent who writes coverage in NY and NC, there are quite a few carriers who have the capacity to write our Defenders and Series vehicles as "agreed value". I currently have my 1987 ex-Mod Defender written thru ERIE without issue. I would also advise that someone take a look at the programs written thru Amica and JC Taylor. Erie writes coverage on the East Coast/ Great Lakes area and the other two are Nationwide carriers. I am available if any member needs advice on selecting the correct coverage for our Rovers.
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  #27  
Old April 5th, 2016, 11:19 AM
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Gustavo
110 Tdi - 110 N/A - D3 HSE - RRS SC
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All these carriers did Agreed Value on all my things ( yup even the daily drivers, no hassle, it is total, write the check, not BS dealing with Fair Market , etc )

Balboa
ACE
SAFECO
TOKYO


Ask your agent to do the leg work

BTW, if you are worried about transporting it from the docks home, if you have insurance on another vehicle you are automatically covered ( here in MD is 30 days )
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