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  #1  
Old January 16th, 2014, 06:43 AM
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Richard Crouch
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Agreed value Insurance

Just to follow up on the thread from last week.


I purchased agreed value classic coverage from American collectors ins. co. for my 87 130


7500 miles annual mileage allowance and pretty open use restrictions from their 'freedom tier' policy.


as well as the normal car show,club usage, they allow occasional errand running and work transport. This is much more reasonable usage than I found anywhere else.


The deductible is higher than most, but overall I found this to be the best overall scenario.


registered at DMV yesterday, plate in hand................ I'm a happy guy


thanks to all who replied to the thread


Richard
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  #2  
Old January 16th, 2014, 07:36 AM
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That's great but the best way to follow up is in the same thread instead of starting a new one. This way, information is in one spot instead of multiple.
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  #3  
Old January 16th, 2014, 09:08 AM
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Richard, would you mind sending me a PM of your contact at the insurance company? Myself and a couple guys I've sold 110's are interested in quotes.

Many thanks
Clay
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Old January 16th, 2014, 10:06 AM
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Quote:
Originally Posted by 1of40 View Post
Richard, would you mind sending me a PM of your contact at the insurance company? Myself and a couple guys I've sold 110's are interested in quotes.

Many thanks
Clay
Same here. I'm looking for some collector insurance also
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  #5  
Old January 16th, 2014, 05:44 PM
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contact info for Insurance

Apologies to all for not following thread protocol correctly

insurance co. contact below

If you have any questions, please contact us at 1 (800) 360-2277. Our hours are 8:30-7:00 ET Monday-Friday and Saturdays 9:00-5:00 ET. We appreciate your business! Sincerely, Amanda Cummings, Ext 220Sales and Service DepartmentAmerican Collectors Insurance, Inc.If it's worth collecting, it's worth protecting.
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  #6  
Old January 16th, 2014, 05:52 PM
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Do any of these agreed value insurers allow something along the lines of an annual wheeling trip to the desert? That's the biggest obstacle I've found. They're fine with car shows and the occasional weekend dinner run but taking the truck out to rural Utah for two weeks seems to be a no-go.
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  #7  
Old January 16th, 2014, 06:10 PM
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Quote:
Originally Posted by chris snell View Post
Do any of these agreed value insurers allow something along the lines of an annual wheeling trip to the desert? That's the biggest obstacle I've found. They're fine with car shows and the occasional weekend dinner run but taking the truck out to rural Utah for two weeks seems to be a no-go.
Haggerty directly from them had all kinds of restrictions. When I bought it through Allstate there are pretty much no restrictions.
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  #8  
Old January 16th, 2014, 08:09 PM
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If anyone has an agreed policy on a NAS D90, please share the insurer and details.
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  #9  
Old January 16th, 2014, 09:45 PM
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Quote:
Originally Posted by WeBeCinYa View Post
If anyone has an agreed policy on a NAS D90, please share the insurer and details.
I have an agreed value policy for my '95 D90 with American Collectors Insurance (Cherry Hill, NJ). Insured for $35k, no mileage limits. I use the truck occasionally, not as a daily driver. Garage kept.
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  #10  
Old March 28th, 2014, 04:38 PM
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Bringing this back to the top to see if anyone has feedback per Snell's question? I'm looking to re-insure right now and running into the same.
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  #11  
Old March 28th, 2014, 04:52 PM
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Grundy Has a new Agreed Value Policy out for 'everyday drivers'. I saw an add for it on Velocity the other night. Haven't really looked into it much, but it would be nice to get a list of Companies that fellow board members have Agreed Value Policies with (for the Defender of course)..

http://www.grundy.com/mvp/
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  #12  
Old March 28th, 2014, 04:56 PM
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American Collector is who my current insurer, USAA, puts you through to, but it must be Garage kept in order to qualify-
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  #13  
Old March 28th, 2014, 05:02 PM
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Since I'm undertaking a full (and pricey) restoration on my D90 I just called my insurance company AMICA to discuss the topic...again. They said that they would pay for all repairs back to the pre-accident condition provided I had receipts and proof of work done / improved condition. WHAT we are really talking about is the level at which they declare it totaled, at which point you move to their standard value which they assign! They do have an affiliated company that insurances "classic" vehicles and will write a stated value policy, provided I have a third party appraisal supporting the value I want it to be insured against. I should warn you.....that policy will NOT be cheap. Right now I've got my D90 as an additional vehicle for $300 a year, they told me a stated value policy most likely would run me north of $1300 a year. I will post up what I am quoted when my restoration is complete and I've got a value into them.
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  #14  
Old March 28th, 2014, 05:04 PM
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Quote:
Originally Posted by LRNAD90 View Post
Grundy Has a new Agreed Value Policy out for 'everyday drivers'. I saw an add for it on Velocity the other night. Haven't really looked into it much, but it would be nice to get a list of Companies that fellow board members have Agreed Value Policies with (for the Defender of course)..

http://www.grundy.com/mvp/
Grundy has ALL sorts of restrictions. Garage kept, mileage, and forget actually taking it off road.

Quote:
Originally Posted by flananuts View Post
American Collector is who my current insurer, USAA, puts you through to, but it must be Garage kept in order to qualify-
USAA told me no go on my '83 BJ60 because I was using it as a daily driver.
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  #15  
Old March 29th, 2014, 05:26 PM
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Carl Phillips
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Got a great rate from Grundy

I ended-up going with Grundy after checking into several of the companies that would do agreed value policies. I tried Haggerty initially but they will not cover Land Rovers in their fixed-value collector policies.

The quote I got from Grundy was about half the cost of American Collectors for the same fixed value coverage with similar restrictions. And yes, this is a collector vehicle policy which is fine with me since my truck is only a weekend driver.

Hope this is useful.
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  #16  
Old March 29th, 2014, 06:08 PM
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Quote:
Originally Posted by Green Blood View Post
I tried Haggerty initially but they will not cover Land Rovers in their fixed-value collector policies.
They will if it's military.
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  #17  
Old March 30th, 2014, 12:54 PM
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Quote:
Originally Posted by Green Blood View Post
I ended-up going with Grundy after checking into several of the companies that would do agreed value policies. I tried Haggerty initially but they will not cover Land Rovers in their fixed-value collector policies.

The quote I got from Grundy was about half the cost of American Collectors for the same fixed value coverage with similar restrictions. And yes, this is a collector vehicle policy which is fine with me since my truck is only a weekend driver.

Hope this is useful.
I have Hagerty for my 1971 Series IIA, and not only do they cover it but I (unfortunaltely) also had a claim against it for damage - and they paid out promptly.

I think their only criteria is 25+ years old.
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  #18  
Old March 30th, 2014, 01:00 PM
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Quote:
Originally Posted by nathanwind View Post
I have Hagerty for my 1971 Series IIA, and not only do they cover it but I (unfortunaltely) also had a claim against it for damage - and they paid out promptly.

I think their only criteria is 25+ years old.
did you go directly through Hagerty or a local agent?
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  #19  
Old March 30th, 2014, 02:16 PM
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Quote:
Originally Posted by jrose609 View Post
did you go directly through Hagerty or a local agent?
Direct through Hagerty. I have other (collector) cars with them as well, not sure if that helped but it was no problem adding the Rover and they were surprisingly easy to deal with when I had the loss on the vehicle as well too.
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  #20  
Old March 30th, 2014, 07:40 PM
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I have 2 policy's with hagerty. Direct through them..... Super easy super great to deal with.... Agreed value on both.... No issues
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