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  #1  
Old February 7th, 2005, 12:21 PM
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Bradlee Duncan
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Advice Sought...

***UPDATE*****

***SEE THE POST #26 FOR THE UPDATE****


Hey Guys,
This morning on his way to work, my brother slid off the road in our 94 d-90. It's a long story, but to make it short, he slammed head on into a tree. He was probably doing about 40 when he hit the tree so the front is pretty banged up. The tree hit just to the driver's left of the winch (almost right on the driver's side frame rail). From what I could tell, the tree just barely didn't smash into the engine, so that parts OK. I haven't looked at it really good yet cause it was 5:45am when it happened, so it was still dark.

Assuming that the truck is totaled (worst case), do any of you have advice or tips on how to make the best out of a bad situation? I want to know if any of you have experienced a similar situation and how the outcome went.

Part it out? Let insurance take it and get money from them? Try to fix it? etc.

Thanks in advance!

I'll get pics of the car as soon as I get to the tow yard.

PS, my brother walked away with only a slight diagonal area of soreness on his chest from the seatbelt. In that regard, we are very happy and he is very lucky.
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  #2  
Old February 7th, 2005, 12:27 PM
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save the vin etc and import something from the UK, sorry to hear about your loss that stinks.
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  #3  
Old February 7th, 2005, 01:31 PM
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Paul / Boultbee
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Are you a Defender junky (no polite way to ask)? Do you want to keep it and fix it or replace it?
If it is totalled, the insurance company can estimate a net worth from the junk yard. You can pay that amount to them and you now have a project. 'Course get your insurance settlement as well. Barring that, you are in Utah so someone may want it as a project. At that time, identify the cost, and post on this site.
I love my '94 but if totalled, I lack the skill and space to project it, so I would be on the market for a replacement.
Glad to hear your bro is OK
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  #4  
Old February 7th, 2005, 02:01 PM
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Jim Cheney
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Just sell me the bulkhead and title!
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  #5  
Old February 7th, 2005, 04:15 PM
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Paul / Boultbee
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There we go, knew someone would jump.
Wish I was more skilled...
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  #6  
Old February 7th, 2005, 05:01 PM
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Bradlee Duncan
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Yeah guys, I don't know if we're going to part it out yet, but we might. If we do, I'll post here and let you all know!!


Here's some quick pics of the damage. You can see that the tree hit the driver's side frame rail square on, I think if it would have been to the right or left of the frame rail it would have ripped a lot farther into the body.







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  #7  
Old February 7th, 2005, 05:57 PM
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Honestly, far less damage than I expected to see. If you have collision coverage, I would be VERY surprised if they totaled it out. It all depends on how much the frame is out of whack, but the value of the truck is high so you never know.

If they DO repair it, make sure the body shop paints the inside all the new panels the same as the outside of the truck. It really makes the engine compartment look much nicer.

-Hans
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  #8  
Old February 7th, 2005, 06:03 PM
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Bradlee Duncan
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man Hans, that is so good to hear (that they might not total it). I really hope they don't. I would love to make a project out of it to tell you the truth. The engine is fine, the radiator came about an inch from smashing into it. Looking underneath the car though, you can see that the crossmember at the very front of the car is out of whack though, so I am pretty sure the driver's side frame rail is pushed back at least a little bit.

The thought has crossed my mind of doing a full frame off with it and coating the frame and other chassis pieces, but that might be more work than it's worth.

If the frame is out of whack, does that mean that it would receive a "salvage" title?? I have not had any experience with something like this.

TIA!
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  #9  
Old February 7th, 2005, 06:27 PM
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hey Brad,
if decide to scrap it, you know where i'm at i'll take it all for my 100"...


i'd fix it if i were you guys though...sorry about the damage, glad your bro is ok...roads are getting real shitty today...be careful!
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  #10  
Old February 7th, 2005, 06:35 PM
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Bradlee Duncan
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haha, sounds great Marc. I'll keep you posted.

So far (and I haven't looked at it really good yet) here's a short list of parts needed:

New Steering box with attached bolts and brackets
steering linkage (from steering wheel to steering box)
New right and left fenders
grill
frame (ouch)
hood
radiator and some of the attached hoses.
Fan
wheel arches (possibly included with the fenders, I haven't looked yet)
tie rod end
steering arm ball joint


I'm sure there'll be more when I get under there and look.
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  #11  
Old February 7th, 2005, 06:42 PM
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No, it shouldn't recieve a "salvage" title unless the insurance compay totals it out or somebody else changes the classification. Salvage is more a purpose than condition. I've had cars that needed frame straightening before and none ever had the title changed.

If you want to keep the truck as a project, now is a great starting point. Just make sure from the first conversation to tell the adjuster you want to repair the truck if possible, they may work something out with you in place of totalling it out (assuming they want to total it out). It all depends on the numbers, they may make an offer of a check less than the calculated repair costs and the book value of the truck. OR they may cut a check for the book value of the truck, but give you the option of buying it for whatever they deem the value in it's current condition. In that case, it WOULD have a salvage title most likely.

If it's not your primary transportation, you plan on keeping it for a long time, and have the time and capability to do it... Yank that body off and get the frame galvanized. Give an e-mail over to carcannibal.com and see if they have any white sheetmetal on hand, which would reduce the repair costs.

My only real important suggestion if you do repair it. Have a professional collision shop do the frame repair work. Don't skimp on getting the geometry corrected properly, everything from steering to cosmetics all depend on that frame being straight. If your insurance company offers to have it repaired at one of their "approved" shops, and offers a guarantee of the repair work, take it.

-Hans
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  #12  
Old February 7th, 2005, 06:45 PM
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Dave Lucas
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If the insurance company decides the Defender is a total loss (based on a percentage of the value vs the repairs that are required) it will receive a salvage title. However if they fix it the title should be a normal title but the value will be less than if it had not been wrecked if the wreck shows up on car fax.

I personally think that they will total it due to the extent of the damage. If it were my defender and they totaled it I would buy it back and completely rebuild it. Of course you will need to estimate how much the parts will cost you and how much the salvage title devalues it and then decide if it is worth it.

Do not underestimate how much it takes to repair or rebuild something like this. The little parts that you forget about will add up real fast.

Or

I really miss my D90 and have been looking for a project 90 (hint hint)
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  #13  
Old February 7th, 2005, 07:18 PM
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Jesse McCoy
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I remember seeing a topic on here recently with a guy selling a new 99 as a parts vehicle. Of course you'd only need that if they did total it and you decided you didn't want to do any work yourself on the truck.

Either way, I'm with Hans, make sure you get the frame fixed right or else everything else will be for nought.
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  #14  
Old February 7th, 2005, 08:38 PM
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Jim Cheney
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I wouldnt even attempt to straighten the frame. Cutting and replacing sections is the only real option. Since defender frames are not exactly hens teeth, I would just get a replacement. I sold my NAS 90 frame only 3 months ago for 1000 bucks. Keep an eye out and one will come up.

As long as the bulkhead isnt tweaked, this is actually not a very serious repair job - apart from taking the whole truck off the old chassis of course...

Even thats no big deal, its all just nuts and bolts.
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  #15  
Old February 7th, 2005, 10:32 PM
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Mike Hansen
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When I lived in Utah I hit a deer with our Disco II The front bulkhead/radiator support , grill, bumper hood(bonnet) and fender(wing) had to be replaced-- including head light ,flare, brackets, fog lights etc.

The guys at Marque did a great job, all the way down to taking a picture of where the stickers were on the radiator support, and making sure that they went back in the correct spot. you really could not tell it had been smashed.

They were recomended by LR Centerville. There were 6 other rovers in their shop including a D-90 SW rollover.

oh ya it was $5500

Good Luck

Marque Body & Paint, 530 W 600 S Bountiful UT (801) 292-6260
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  #16  
Old February 8th, 2005, 01:11 AM
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That doesn't look totaled to me. That can be fixed without much effort. Your insurance company will not replace the frame. No shop will either. I don't think you need to anyway. If I were you, I would find the most rediculous body shop you can. Get an estimate. Take the estimate and get a check from your insurance company, then pick up the parts from George and get to work. New frame and all. You will make money on the deal for sure, and even have enough left over for some pimpin.
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  #17  
Old February 8th, 2005, 12:53 PM
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Bradlee Duncan
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JimC,
I am assuming that you are referring to the rear bulkhead (between the passenger compartment and engine compartment). Is this the one you are referring to?? If so, I'm 99% sure it's OK. However, the front bulkhead/radiator support as mentioned by mHansen is definately screwed.

mHansen,
Was your frame damaged? What was done to fix it if so, cut and replace, or straighten??

Buckon,
You're saying that the insurance would still repair the frame though, right? Personally, I like your idea the best, and if I had my way (meaning that I find the time and resources) I would do that in a heartbeat.

Thanks for all the help with this!!
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  #18  
Old February 8th, 2005, 03:13 PM
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Yeah, I mean the bulkhead bulkhead. You'll find that the "front bulkhead" you mention is nothing more than the rad, a crosspiece, and the painted grill surround - its nothing really.

To be clear, of course frames are repairable, but my point was that I would avoid the hassle altogether and get a new galvanized frame.
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  #19  
Old February 8th, 2005, 03:39 PM
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Mike Hansen
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Quote:
Originally Posted by cbass
JimC,
mHansen,
Was your frame damaged? What was done to fix it if so, cut and replace, or straighten??
No frame damage. My Disco had less than 10K miles on it when the deer hit it. If another suicidal deer would cross my path: 1 I am a true believer in ARB Bumpers now, and 2 I would probably do the work myself now that the car has 75K miles on it. I would guess that Parts even from the Dealer would be less than $2000.00

When the time comes get a parts list together and send it out for quotes to various retailers.

Another thing is that is that most shops will not put used parts on the repair so that could have a substantial savings over the body shop, doing it yourself.

One last thing, if wreck was not your brother’s fault, you can deal with the other guy’s insurance company directly, and get a settlement. It may be a way to get out of having a salvaged title. and save some retail value.
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  #20  
Old February 8th, 2005, 05:09 PM
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If the frame is damaged I would want the vehicle totaled.
Average price for 94 D90 $25K(these are the values I would want from the ins. co.)
salvaged D90 auction value $5k
So I would personally buy the vehicle back or want 20k for repairs. Either way I would want to end up with the D90 back and 20k. This might be over optimistic but something to shoot for.

Once you have negociated this you can decide what to do next which will depend on you.
Sell the wrecked D90 and use the combined $$ to buy a new to you D90.

Repair the wrecked D90 using the skills of you and some good friends(including of coarse the D-90 source!)

Or my favorite send the wrecked D90 to a land rover specialist to build it into the D90 you always wanted.
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